Tafsir Tematik : Urgensi, Metodologi, dan Filosofi Harta (Mal) serta Rezeki (Rizq) dalam Al-Qur'an

Abstract

The concepts of wealth (māl) and provision (rizq) are two essential foundations in building the Islamic economic system. A misunderstanding of their essence often leads to economic behavior that either overly prioritizes materialism or is excessively fearful of loss. This article aims to explain the philosophy, significance, and way of understanding māl and rizq using the Tafsir Maudhū'ī (thematic interpretation) approach. By compiling [these insights], it is able to integrate two perspectives: human effort (kasb) and divine decree (qadar). The philosophy of ownership in Islam is relative (khilāfah), wherein a person who possesses wealth acts as a trustee or custodian who is obligated to distribute that wealth through the instruments of zakāt and infāq to achieve social and economic justice (falāh).